Ordinary salary loan – These are easy loans advanced to salaried employees to meet their current financial needs. The purpose of this loan is not fixed and may be requested for emergencies that occur in day – to – day life.

Check-off  salary loan – These are also easy loans advanced to salary employees. The monthly payments are deducted from your salary with the consent of your employer


Our Target Market:

Salaried people.

Features / Requirements:


  • Last 3 months Bank statements (From date of application)
  • Last 3 months M-Pesa statements (From date of application)
  • Last 3 months pay slips
  • Letter/ contract of employment
  • Log book (above Ksh. 100,000)
  • A Copy of national ID card
  • Postdated cheques (If application is approved).


  • Minimum loan amount Kshs. 15,000
  • Maximum amount – Kshs. 300,000/=
  • Loan repayment period – Up to 9 months

Upfront fees charged:

Application Fee – Kshs. 250/=

Fees payable upon approval of the loan:

  • Appraisal Fee – Kshs. 1,500/=
  • Processing Fee – 3.6% of loan amount below Kshs. 30,000/=                                                    – 6.1% of loan amount above Kshs. 30,001/=