These are loans targeted towards boosting cash flows for existing small and medium enterprises, financing startup businesses and also businesses that deal with invoice discounting and LPO (Local Purchase Orders).


Our Target Market:

  • Individuals/groups with existing businesses.
  • Individuals who have a source of income and are interested in starting a business.

Features / Requirements:


  • Last 6 months Bank statements (From date of application)
  • Last 6 months M-Pesa statements (From date of application)
  • Registration & Pin Certificate
  • Business Permit (For current year)
  • Relevant receipts, contracts, invoices
  • A Copy of national ID card
  • Post-dated cheques (If application is approved)
  • Log book (above Ksh. 100,000)


  • Minimum loan amount Kshs. 15,000
  • Maximum amount – Kshs. 300,000/=
  • Loan repayment period – Up to 9 months

Upfront fees charged:

Application Fee – Kshs. 350/=

Fees payable upon approval of the loan:

  • Appraisal Fee – Kshs. 1,500/=
  • Processing Fee – 3.8% of loan amount below Kshs. 30,000/=                                                    – 6.3% of loan amount above Kshs. 30,001/=